Home Loan

Realise your dream of owning a home.

Title Norms
Name of Scheme Home Loan Scheme (only Mahila Member).
Amount of Loan Up to Rs.1.5 Cr.
Type of Loan Term Loan.
Rate of Interest 8.5% p.a
Period of Loan Upto 20 years.
Margin 30% To 40% from own source on sale deed amount.
Guarantor One spouse/family member and second well worthy Guarantors.
Security Deposit
Mortgage Registered mortgage before disbursement of loan.
Security Registered mortgage of property to be purchased by the Borrower.
Documentation
  • Duly filled prescribed application form.
  • Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor.
  • Income proof a) or b) as applicable.
    • a. Salaried person : salary slips for last 3 months or ITR/Form 16 for last 2 years and bank account statement.
    • b. Businessman/Professional/self employed: last three years audited profit & loss account and balance sheet, ITR with computation of income for last 3 years and Bank account statement for last 3 months. Documents for creating Mortgage as per list provided by bank.