Personal Loan

Meet your personal financial needs with ease.

Title Norms
Name of Scheme Navratri Personal Loan Scheme
Amount of Loan 100,000/- to 3,00,000/- as per Cibil
Type of Loan Unsecured
Rate of Interest 12% p.a
Period of Loan 12 Months to 60 Months.
Repayment of Loan Monthly.
Guarantor One well worthy guarantors/Spouse.
Charges 3% Shares, 1% Management Charge, 1% Processing Fee + GST.
Documentation
  • Gumasta License for Business Man.
  • Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor.
  • Income proof a) or b) as applicable.
  • a. Salaried person: salary slips for last 3 months or ITR/Form 16 for last 3 years and bank account statement.
  • b. Businessman/Professional/self employed: last three years audited profit & loss account and balance sheet, ITR with computation of income for last 3 years and Bank account statement for last 3 months. Documents for creating Mortgage as per list provided by bank.